In 2025, the financial field is undergoing rapid changes in digitalization and intelligence. This article focuses on how finance personnel can use prompt technology to quickly improve their professional skills and become top talents in the industry within a year. The article details how to optimize financial statement analysis, budget forecasting, tax planning and audit processes through prompts to help finance personnel achieve efficient work and career advancement.
In 2025, the changes in the financial field will exceed the expectations of many ordinary financial personnel.
The wave of digitalization and intelligence has quickly swept the entire industry.
nowTraditional financial knowledge alone is no longer enough to stand out in the workplace。
Especially for ordinary financial personnel, how to quickly improve themselves in this changing year and become one of the best talents in the industry has become an urgent matter.
The upgrading of skills is inevitable, especially the mastery of “prompt word” technology, which is an excellent opportunity for financial personnel to overtake in corners.
Let’s talk about this topic today, hoping to give you some real help.
After 10 years of interaction design, why did I transfer to product manager?
After the real job transfer, I found that many jobs were still beyond my imagination. The work of a product manager is indeed more complicated. Theoretically, the work of a product manager includes all aspects of the product, from market research, user research, data analysis…
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Don’t go in circles, go directly to dry goods.
01 Master the prompt words and do a good job in financial statement analysis
Financial statement analysis, which used to rely on experience accumulation, now relies on big data and intelligent algorithms.
Prompt technology can be the icing on the cake at this time.
Let’s say the data in your financial statements is scattered (you know that feeling that every number is not quite right).
Ordinary people are often helpless and can only turn to their superiors or software.
In fact, mastering prompt words at this time can double your work efficiency.
Prompts can help analyze patterns and anomalies in large amounts of data, and quickly lock in the crux of the problem.
For example: (The generic prompt is as follows)
I’m going to provide a financial data that you need to analyze for patterns and anomalies in the data.
Follow these steps:
1. Import data:Accept the financial data table provided by me (presented in Excel format), if there are problems such as missing values or abnormal formatting of the data, the data will be cleaned first, and the cleaning method and basis will be explained.
Basic analysis: Analyze the overall distribution of financial data, such as the centralized trend (mean, median) and degree of dispersion (standard deviation) of data in each field, and determine whether the data conforms to common distribution patterns such as normal distribution.
2. Pattern Mining:Time series pattern: Identify cyclical changes (such as seasonal fluctuations, annual growth trends) for data with time dimensions, such as monthly, quarterly, and annual financial indicators.
Correlation model: Explore the potential relationship between different financial indicators, such as the correlation between revenue and cost, and the synergistic change between expenses and sales, and find a strong correlation indicator combination.
3. Anomaly detection:
Numerical anomalies: Statistical methods (such as Z-score, interquartile spacing) are used to identify values that deviate from the normal range to determine whether it is a data entry error or a real abnormal business situation.
Trend anomalies: Compare historical data trends, flag anomalous data points that do not align with expected growth or downward trends, and analyze the reasons in combination with the business context.
Visualization suggestions: For the analyzed patterns and anomalies, recommend appropriate data visualization chart types (such as line charts, bar charts, scatter charts, heat maps, etc.), and explain the reasons for selection.Result output: Present the analysis results in a structured report, including the data cleaning process, pattern description, anomaly details, visual suggestions, and reference suggestions for business decisions, in easy-to-understand language that is easy for non-technical finance personnel to understand. To put it more bluntly, traditional methods often require manual sifting through data from different dimensions, which can take hours.
Using prompts only takes a few simple steps, allowing the system to quickly feed back analysis results according to your requirements.
Especially for complex items in cash flow, income statements, or balance sheets, prompts can skip those headache intermediate steps (which feels like finding a baby hiding in a clutter pile).
Practicality, ridiculously high.
02 Skillfully use prompts to assist in financial budgeting and forecasting
Who has not been tossed by budgets and forecasts?
Relying solely on historical data to predict the future, the difference is a slight difference, and there are many such things.
However, if the technology of prompts is combined to carry out intelligent budgeting and forecasting, the accuracy of the results is far from comparable to manual operations.
Specifically, traditional budgets need to pull past data from multiple data sources for calculations, but now just set up appropriate prompts, and artificial intelligence will immediately generate corresponding detailed forecasts based on the company’s spending trends and changes in external economic factors over the past few years.
For example: (The generic prompt is as follows)
I will provide you with historical financial expenditure data, please help me make a spending budget for next year.
The specific steps are as follows:
1. Data Organization:First, check the CSV or Excel data I gave you to see if there is any missing data or incorrect data.
If there is a missing value, find a way to make up for it;
If abnormal data is found, mark it and explain the processing method to ensure that the data can be used.
2. Trend Research:Sort out the trend of historical data according to monthly, quarterly or yearly.
You can use moving averages and exponential smoothing methods to find out how expenditures change year by year, whether there are seasonal fluctuations, and summarize the rules.
3. Classification estimate:Divide the expenditure items, such as labor costs, procurement expenses, marketing expenses, office expenses, etc.
Different categories of spending have different characteristics, and based on these characteristics, choose the appropriate method, such as linear regression, time series analysis, or more complex algorithms, to predict how much each category will spend next year.
4. Comprehensive adjustment:Consider the future direction of the industry and the company’s next plan, such as whether there is business to expand, whether there are new projects to be launched, as well as policy changes, such as tax adjustments and changes in social security payment ratios.
Combine these factors and modify the results of the prediction to make the budget more realistic.
5. Risk control:Think about the uncertainties that may be in the forecasting process and identify risk factors that will affect your budget, such as whether raw material prices will fluctuate and whether market competition will be more intense.
For each risk, think about how to deal with it in advance and how to adjust the budget when the risk occurs.
6. Output of results:Finally, the whole process is organized into a detailed report, which clearly states how the data is processed, the basis and results of each project’s forecast, what influencing factors are considered, what risks and response strategies are considered.
Then attach the budget schedule, with charts such as bar charts and line charts to facilitate reporting and follow-up reference.
In this process, finance personnel save a lot of time manual calibration and calculation, and the error is much smaller.
In fact, the core advantage of this aspect lies in efficiency improvement and accuracy.
Especially when you are uncertain about some details, the prompt can introduce external big data as a reference to form a more comprehensive financial forecasting model.
An effective hint can make the prediction much more stable.
This shift from traditional financial processing to intelligence reminds every ordinary financial personnel that technology is not an aid, but a core means of transformation.
03 Tax optimization through prompts
Corporate tax issues are always a link that cannot be relaxed, after all, if you don’t pay attention, you may not only lose money, but also involve legal liability in serious cases.
The optimization ability of prompt technology is fully revealed at this time.
In the past, the company may have had a dedicated tax team or hired an external tax advisor and then adjusted it manually.
In the new environment of 2025, financial personnel can set prompts so that AI can give optimization plans within seconds, and even visually present the pros and cons of each plan.
The prompt is not only limited to the regular items of internal taxation of the enterprise, but also can be connected to the relevant external tax policies and compared at all times to ensure that the tax paid by the company is both legal and can optimize costs in a reasonable way.
Especially when preferential tax policies in different industries change, manual acquisition is not as efficient as intelligent capture.
Therefore, the layout in advance and the use of the advantages of prompts can significantly increase the value of financial personnel.
04 Accurate financial audit through prompts
Doing audits is one of the daily tasks of every financial personnel, requiring meticulous and meticulous thinking, and it is easy to overlook some key details at every turn.
With prompt technology, the review process no longer requires 100% manual intervention, and some key links are completely handed over to intelligent processing, including invoice review, expenditure voucher comparison and other common content.
This efficient mechanism is especially suitable for dealing with a large number of transaction records, where a non-compliant item may be missed if not paying attention.
Prompts make everything calm.
For example, the following general prompt will screen and find missing or potentially suspicious items from many documents, and generate feedback in real time.
I will give you invoices, expenditure vouchers and other materials, and let’s do the review work together.
Follow these steps:
1. Check the authenticity and basic information of the bill first
1. Check the authenticity of invoices
Write down the invoice code, number and invoice date, and submit it to the national value-added tax invoice inspection platform of the State Administration of Taxation for verification
Check whether the special seal of the invoice is clear, whether the company tax number is correct, and pay attention to whether there are any anti-counterfeiting places such as temperature change ink and anti-counterfeiting fiber
The electronic invoice must be checked to see if the signature of the PDF is genuine, so as not to reimburse the same ticket repeatedly
2. Verification of voucher elements
The name of the payee and the bank account number on the expenditure voucher must be consistent with the contract
The items written on the reimbursement form should be consistent with the product name of the invoice, such as the detailed list of “service fees” must be attached
The inspection and approval signatures are incomplete, and the manager, department leaders, and finance must all sign well
2. See if it meets the financial regulations
1. Expense matching check
Travel expenses must be read together with the business trip approval form, and the air ticket date and hotel check-in time should match the itinerary
The conference fee invoice must have a meeting notice and sign-in form, and the proportion of catering expenses must not exceed the local financial standard
Welfare fees should be clearly distinguished from collective welfare or individual benefits, and should not be misplaced in business entertainment expenses
2. Tax risk screening
The special ticket should be optimistic about whether the tax rate is right, such as 6% for modern services and 9% for construction services
The purchase invoice of agricultural products can confirm whether the seller is an agricultural producer, and do not receive false invoices
The cross-year invoice should be adjusted to see if it is the expense of the previous year, and it must be adjusted when the final settlement is made
3. Check the data logic
1. Amount check and check
The difference between the total fare tax and the reimbursement amount cannot exceed 1 cent, and the list of the invoicing system must be checked for large invoices
If there is a serial invoice, pay attention to the invoicing time interval, not the fake invoice issued in a centralized manner
The electronic payment voucher should be downloaded from the original bank statement, and the transaction time and amount should be clearly matched
2. Budget control reminder
According to the departmental budget subjects, expenditures exceeding the budget by more than 10% should be marked
The R&D expense score items should be recorded, and the filing materials for additional deductions should be checked
Overseas foreign exchange payment must have a tax filing form to see if there is any withholding of VAT and additional tax
4. Deal with the problems found
1. In these situations, you should mark out:
Invoice header with a typo (e.g., “limited liability company” written as “limited liability company”)
The invoice of the cross-moon red rush is not attached to a copy of the original invoice
Invoices for personal consumption (such as supermarket shopping cards) are mixed in the company’s reimbursement
The business scope of the invoicing party is inconsistent with the content of the invoice (for example, the trading company issues a service fee invoice)
2. Final output of audit results:
Make an audit schedule, write the bill number, inspection points, whether it is compliant, and where there are problems
If you find that many invoices have the same problem (for example, more than 3 invoices have the wrong tax rate), you need to write a risk warning report
Give a template for rectification suggestions, such as “Please add the original sign-in form for the participants of this meeting”
You will review the bill I gave you according to this process, and finally produce a working paper that can be directly used for financial review, mark out the doubts that need to be manually confirmed, and then attach the policy basis (such as Article 22 of the “Invoice Management Measures”).
It must be mentioned that in addition to high accuracy, the review must also be able to quickly distinguish priorities.
This is not about doing less, but about getting the job done more efficiently.
At this time, the prompt can also guide you to directly “find the most urgent review task”, and all high-priority review items will be at a glance in front of you, perfectly coping with the multitasking requirements of urgent periods.
This way of increasing value is essential for financial people who want to reach the top.
05 Prompt words + business understanding to help with financial decision-making
Finance has never been just about making tables and sorting out data.
The core of the business is more reflected in the level of participating in the company’s decision-making.
Modern financial management is no longer limited to “managing money”, but also requires sufficient penetration and support for the company’s business activities.
When there are no prompts, financial decisions often rely on manual estimation and historical data accumulation, and a slight error will affect the direction of the company’s decision-making.
Applying prompts can effectively reduce this risk, just like buying a double insurance.
The prompt will let the system help you make multi-dimensional comparisons, competitive analysis, etc., such as “give me the best investment direction recommended based on the current company’s capital structure”, and the system will screen the investment opportunities that best meet the current situation through intelligent judgment, and the business judgment will be more efficient and accurate.
The distance between ordinary financial people and top masters is often in this seemingly inconspicuous “decision-making” link.
Those financial masters who can make an important punch in the company, their simple, clear and far-sighted judgment is essentially the power of such a precise tool.
In some cases, it can even directly decide whether a particular project should be undertaken by a certain department.
Using prompts to help is tantamount to taking professional ability to a new level.
In the final analysis, quickly improving the competitiveness of financial personnel in the workplace, especially in the context of the intelligent era of 2025, is inseparable from mastering new technological tools.
Prompt word technology is undoubtedly an important boost that every financial practitioner cannot ignore this year.
Although it is a bit uncomfortable when you first get started, once you become proficient in this skill, it will significantly improve the efficiency of your daily work, not to mention subtly improve your position in the workplace.
Whether it’s analyzing reports, tax optimization, or financial budgeting, even the most complex audit processes and company decisions, there is room for prompts to shine.
On this fast track, are you still afraid that you will not be able to become a financial elite within this year? I hope these steps will inspire you and one day you will reach the top.
